P5-B Calamity Loan sa Pag-IBIG Funds para sa mga biktima ng Bagyong Paeng

ni Fely Ng - @Bulgarific | November 9, 2022

Hello, Bulgarians! Inihayag ng Top executives ng Pag-IBIG Fund noong Biyernes, Nobyembre 4 na ang ahensya ay naglaan ng P5 bilyong calamity loan funds para matulungan ang mga miyembrong naapektuhan ng Bagyong Paeng.

“We are ready to help our members affected by Typhoon Paeng with our Calamity Loan program. We have initially identified a total of 344,000 affected members in Regions IV-A (CALABARZON), V (Bicol Region), VI (Western Visayas), the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM) and other areas where a state of a calamity has been declared by the local government unit, who are eligible to borrow under the program. That is why we have set aside P5 billion in calamity loan funds to help them recover from the damages caused by the typhoon. This is in line with the directive of President Ferdinand Marcos, Jr. to provide Filipinos in affected areas with immediate relief and all the necessary assistance,” sabi ni Secretary Jose Rizalino L. Acuzar of the Department of Human Settlements and Urban Development at Chairperson of the 11-member Pag-IBIG Fund Board of Trustees.

Sa ilalim ng Pag-IBIG Calamity Loan, ang mga kuwalipikadong miyembro ay maaaring humiram ng hanggang 80% ng kanilang kabuuang Pag-IBIG Savings. At bilang pagsasaalang-alang sa kalagayan ng mga miyembro, ang loan ay inaalok sa rate na 5.95% kada taon na siyang pinakamababang rate sa merkado. Ang loan ay maaaring babayaran sa loob ng hanggang tatlong taon, na may palugit na tatlong buwan upang ang paunang pagbabayad ay dapat bayaran lamang sa ikaapat na buwan pagkatapos mailabas ang utang. Maaaring mag-apply ang mga kuwalipikadong borrower para sa calamity loan sa loob ng 90-araw mula sa petsa kung kailan idineklara ang lugar sa ilalim ng state of calamity.

“When calamities strike, we at Pag-IBIG understand that our members in affected areas need immediate financial assistance. For this reason, we make sure that all our services and benefits remain accessible to our members. Even while our offices and personnel in calamity-hit areas have also been affected by the typhoon, our branches remain open and are ready to receive loan applications and housing loan insurance claims. We have also deployed our Lingkod Pag-IBIG on Wheels to initially go around typhoon-stricken areas in Cavite, Aklan, Capiz, Cotabato and Maguindanao to further bring our services closer to our members who are most in need. And, for members who have internet access, the Virtual Pag-IBIG is ready to accept their calamity loan applications online. During these trying times, our members can count on Lingkod Pag-IBIG,” pahayag ni Acosta.

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