PhilHealth Enhances Payment System with SPA Generator for Self-Paying Members

by Info @Brand Zone | March 30, 2025

As part of its digitalization efforts to improve service efficiency, the Philippine Health Insurance Corporation (PhilHealth) is rolling out the Statement of Premium Account (SPA) Generator for self-paying members beginning April 1, 2026. 

Under this initiative, self-paying members are required to generate a Statement of Premium Account (SPA) prior to payment, ensuring that contributions are properly recorded and credited without delay. This digital system reduces errors in payment processing and helps members maintain accurate, up-to-date contribution records, which are essential in availing of PhilHealth benefits. 

In accordance with PhilHealth Advisory 2026-0016, a “No SPA, No Payment” policy will be implemented for self-paying members, including Self-Earning Individuals, Professional Practitioners, and Overseas Filipinos (excluding sea-based migrant workers). PhilHealth encourages members to begin using the SPA Generator ahead of full implementation to ensure a smooth transition. 

Members may generate their SPA through spagen.philhealth.gov.ph or by scanning the QR code found in the official PhilHealth website. The system generates a QR-coded SPA containing key payment details, which members can present to any PhilHealth Local Health Insurance Office (LHIO) cashier or any PhilHealth-Accredited Collecting Agent (ACA) when making payments. 

By requiring a validated SPA prior to payment, PhilHealth aims to minimize posting errors, ensure faster posting of payments, and improve overall service efficiency. 

PhilHealth also reminds members to transact only with authorized PhilHealth-accredited collecting agents and to avoid sharing their generated SPA with unauthorized individuals to ensure the security of their personal and payment information. 

For the updated and complete list of PhilHealth-Accredited Collecting Agents (ACAs), members may visit the official PhilHealth website. For inquiries on the SPA Generator, members may contact the nearest PhilHealth Local Health Insurance Office or call the Corporate Action Center at (02) 866-225-88. Mobile hotlines are also available: 0998-857- 2957 / 0968-865-4670 (Smart) and 0917-127-5987 / 0917-110-9812 (Globe). ###