Pag-IBIG Fund declares record P64.34B dividends for 2025; Regular Savings rate rises to 6.62%, MP2 climbs to 7.12%

by Info @Brand Zone | February 27, 2026

Pag-IBIG Fund declared the highest dividend payout in its 45-year history, announcing P64.34 billion in dividends for 2025. The Regular Savings dividend rate rose to 6.62%, while the Modified Pag-IBIG 2 (MP2) Savings rate climbed to 7.12%, reflecting the agency’s solid financial position and strong operational performance.

The announcement was made during the Pag-IBIG Fund Chairman’s Report held on Feb. 27 at the Philippine International Convention Center in Pasay City.

Department of Human Settlements and Urban Development Secretary Jose Ramon P. Aliling, who chairs the Pag-IBIG Fund Board of Trustees, said the record dividend declaration reflects the agency’s sound fiscal management and its commitment to return strong, sustainable earnings to members by growing their savings year after year.

“Pag-IBIG Fund has once again marked 2025 as one of its best-performing years, as we declared the highest amount of dividends in our 45-year history,” Aliling said. “This past year, we reaffirmed Pag-IBIG Fund’s role as the country’s leading institution for housing finance and savings. Our strong performance enabled us to deliver higher earnings on members’ savings while keeping our housing loans affordable under the Expanded Pambansang Pabahay Para sa Pilipino (Expanded 4PH) Program. We will keep Pag-IBIG Fund’s growth sustainable, our programs affordable, and above all, ensure that members receive the benefits they have rightfully earned and truly deserve.”

“In doing so, we stand firmly with President Ferdinand R. Marcos Jr.’s call to uplift the lives of more Filipinos,” he added. “We will remain steadfast in building a strong, secure, and inclusive Pag-IBIG Fund that helps more hardworking Filipinos move closer to homeownership under a Bagong Pilipinas.”

In 2025, Pag-IBIG Fund posted P65.28 billion in net income, supported by strong housing loan performance, a sustained performing loans ratio, record-high membership savings collections, and higher investment earnings. The agency declared P64.34 billion in dividends for the year, equivalent to a 98.6% payout ratio that exceeded the minimum required under its charter, while maintaining a healthy capital adequacy ratio. By law, Pag-IBIG Fund returns at least 70% of its annual net income to members in the form of dividends. The results reflect the agency’s strong financial position and its continued effort to deliver the highest possible returns for members.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said the record dividend declaration was supported by the agency’s sustained growth, allowing it to deliver strong returns for members while keeping home financing affordable. In 2025, she said, 

Pag-IBIG Fund released a record P140.54 billion in housing loans, financing 90,727 housing units. Total membership savings collections, meanwhile, reached a record P160.41 billion, driven mainly by members’ voluntary savings.

“When Pag-IBIG performs well, our members benefit the most,” Acosta said. “This year’s dividend rates of 6.62% for Regular Savings and 7.12% for MP2 Savings reflect our continuing commitment to safeguard members’ contributions and ensure they earn strong returns year after year. Our members deserve nothing less than the highest level of public service and the most responsible management of their hard-earned savings.”

“We will begin crediting dividends on the Pag-IBIG Regular Savings and returns on MP2 Savings to members’ accounts, and members can expect to see these reflected in the coming days,” Acosta said. “We encourage our members to create their Virtual Pag-IBIG accounts to conveniently view their updated balances.”

Pag-IBIG Fund investment income jumps nearly 50% to ₱9.43 billion in 2025; assets hit ₱1.23 trillion

by Info @Brand Zone | February 26, 2026

Pag-IBIG Fund returns at least 70% of its annual net income to members as dividends. In 2024, the agency declared dividend rates of 6.60% for Regular Savings and 7.10% for Modified Pag-IBIG 2 (MP2) Savings, its highest since the pandemic.

Pag-IBIG Fund said its investment income rose nearly 50% to ₱9.43 billion in 2025, reinforcing the agency’s strong fiscal position and helping sustain affordable home financing and growing member savings, officials said Wednesday (Feb. 25).

The stronger investment earnings helped lift Pag-IBIG Fund’s overall financial standing. At year-end 2025, the agency’s total assets rose to ₱1.23 trillion, while its gross investment portfolio increased to ₱190.13 billion, up ₱55.27 billion or 41.0% from year-end 2024. A large portion of the portfolio was invested in government securities, with the remainder placed in time deposits, corporate bonds and preferred shares, officials said, adding that these instruments undergo rigorous review and are subject to established safeguards.

“Pag-IBIG Fund’s investment growth demonstrates our commitment to responsible stewardship of our members’ savings,” said Department of Human Settlements and Urban Development (DHSUD) Secretary Jose Ramon P. Aliling, who also chairs the Pag-IBIG Fund Board of Trustees. “Through sound governance and prudent financial management, we continue to strengthen Pag-IBIG Fund’s financial position and secure its long-term stability. This allows us to grow our members’ savings, deliver competitive returns, and sustain affordable home loans under the Expanded 4PH program. In doing so, we answer President Ferdinand R. Marcos Jr.’s call for government to deliver benefits and services to help uplift the lives of more Filipinos.”

Of Pag-IBIG Fund’s total assets as of year-end, housing-related assets accounted for ₱922.07 billion, while ₱96.41 billion were in short-term loans. Income-generating investments totaled ₱190.00 billion, with the remaining ₱25.98 billion in other assets such as property and equipment, cash, and intangible assets.

Meanwhile, Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta emphasized that investment decisions are undertaken within a strong governance framework designed to protect members’ savings.

“It is our responsibility to manage and grow the Filipino workers’ fund with prudence and integrity,” Acosta said. “All our investments are lawful, prudent, and fully compliant with our internal protocols and Board-granted authorities, with regular reporting to the Board to ensure transparency and accountability. Our members can be assured that every peso is managed with the highest regard for safety, sustainability, and their best interest.”

Acosta said stronger investment income supports Pag-IBIG Fund’s mandate of delivering competitive returns to members while sustaining housing and short-term loan programs nationwide.

“Every peso entrusted to Pag-IBIG Fund must be managed with safety, sustainability, and long-term value in mind. When we invest well, members benefit through stronger dividends, and more Filipino families benefit through affordable home financing,” she added.

Under its Charter, Pag-IBIG Fund returns at least 70% of its annual net income to members as dividends. In 2024, the agency declared dividend rates of 6.60% for Regular Savings and 7.10% for Modified Pag-IBIG 2 (MP2) Savings, its highest since the pandemic. Pag-IBIG Fund is expected to announce its 2025 dividend rates on Friday, Feb. 27.

Pag-IBIG Fund said it remains focused on growing members’ savings while keeping home financing within reach of more Filipino families.

DOST, Cong. Caoagdan explore innovation support for coconut and cattle industries in Cotabato DOST

by Info @Brand Zone | February 23, 2026

Integrating technology across the livestock value chain is seen as key to increasing farmer incomes and supporting regional food security. Following the meeting, the delegation toured ITDI’s state-of-the-art laboratories and technical divisions, where they were briefed on available technologies ready for adoption and commercialization

Through the Department of Science and Technology Region XII (DOST SOCCSKSARGEN), Hon. Rudy S. Caoagdan, Representative of the Second District of Cotabato and member of the House Committee on Science and Technology, paid a courtesy visit to the Department of Science and Technology Central Office in Bicutan, Taguig to explore science-driven opportunities that can accelerate agricultural and industrial development in his district.

Congressman Caoagdan together with DOST SOCCSSKARGEN Regional Director Engr. Sammy P. Malawan met with DOST Secretary Renato U. Solidum Jr., Regional Operations Undersecretary Sancho A. Mabborang, Countryside Development Assistant Secretary Engr. Maria Teresa B. De Guzman and Annabelle V. Briones, Executive Director of the Industrial Technology Development Institute (ITDI), to discuss potential collaborations that would harness innovation for coconut processing and cattle production in Cotabato Province.

As one of the key agricultural provinces in SOCCSKSARGEN, Cotabato has strong potential to move beyond raw commodity production toward value-added processing. Discussions highlighted the need to enhance coconut processing technologies to improve extraction efficiency, product quality, and compliance with national and international standards. 

By leveraging ITDI’s expertise in food processing, packaging, testing, and national metrology, local farmers and micro, small, and medium enterprises (MSMEs) can be supported in developing higher-value coconut products such as virgin coconut oil, coco sugar, flour, and other derivative products that command stronger market demand. The collaboration aims to ensure that producers are not limited to selling copra or raw nuts, but are empowered to participate in processing, branding, and commercialization.

Beyond coconut, the meeting also highlighted the need to strengthen Cotabato’s cattle industry. Recognizing the province’s growing livestock sector, Congressman Caoagdan sought DOST’s support in modernizing cattle production and meat processing through science-based interventions. 

Discussions focused on research-driven feed formulation, food safety testing, meat preservation, and improved packaging to enhance productivity, ensure quality standards, and expand market access. Integrating technology across the livestock value chain is seen as key to increasing farmer incomes and supporting regional food security.

Following the meeting, the delegation toured ITDI’s state-of-the-art laboratories and technical divisions, where they were briefed on available technologies ready for adoption and commercialization. The visit showcased ITDI’s capabilities in industrial research and development, standards and testing services, materials science, chemical and analytical services, food innovation, and national metrology – core pillars in strengthening local industries and accelerating economic growth. 

The convergence reflects a shared commitment to building an integrated innovation ecosystem that bridges national research institutions with grassroots communities.

With coconut and cattle identified as strategic growth drivers, Cotabato Province is positioning itself for a transition toward science-enabled, value-added agriculture. Through strengthened partnerships between national R&D institutions and local leadership, the province moves closer to transforming its natural resources into sustainable economic opportunities – demonstrating that from research laboratories to rural livelihoods, innovation is shaping the future of Cotabato.