Calamity Loan Program para sa mga Pag-IBIG Fund member na apektado ng bagyo

ni Fely Ng @Bulgarific | July 28, 2025

Hello, Bulgarians! Alinsunod sa direktiba ni Pangulong Ferdinand Marcos, Jr. na maghatid ng agarang suporta sa mga Pilipino sa mga lugar na sinalanta ng kalamidad, agarang pinakilos ng Pag-IBIG Fund ang Calamity Loan Program nito para tulungan ang mga miyembrong naapektuhan ng Typhoon Crising.

“We are ready to assist our members affected by Typhoon Crising through the Pag-IBIG Calamity Loan,” pahayag ni Secretary Jose Ramon P. Aliling, namumuno sa Department of Human Settlements and Urban Development at chairperson ng 11-member Pag-IBIG Fund Board of Trustees. “We continue to closely monitor developments and are prepared to provide immediate aid in areas that may be declared under a state of calamity in the coming days. This is part of our continuing effort in heeding the call of President Marcos to deliver timely relief and support to those in need,” aniya.

Sa ilalim ng Pag-IBIG Calamity Loan Program, ang mga kwalipikadong miyembro ay maaaring humiram ng hanggang 90% ng kanilang kabuuang Pag-IBIG Savings, na binubuo ng kanilang buwanang savings, employer counterpart contributions, at earned dividends. Ang loan ay may interest rate na 5.95% kada taon, ang pinakamababa para sa mga cash loan sa merkado, at babayaran sa loob ng hanggang tatlong taon, na may tatlong buwang palugit bago ang unang pagbabayad. Ang mga miyembro ay maaaring maghain ng kanilang loan application sa loob ng 90 araw mula sa pagdeklara ng state of calamity sa kanilang lugar.

Samantala, sinabi naman ni Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta na ang mga sangay ng Pag-IBIG ay nakikipag-ugnayan na ngayon sa mga local government unit sa kani-kanilang lugar para sa deployment ng mobile branch ng ahensya, ang Lingkod Pag-IBIG On-Wheels, upang tumanggap ng mga loan application mula sa mga miyembro, gayundin ang insurance claims mula sa mga kasalukuyang Pag-IBIG Housing Loan borrower na ang mga ari-arian ay nasira dahil sa bagyo.

“When calamities strike, we at Pag-IBIG understand that our members in affected areas need immediate financial assistance. For this reason, we make sure that all our services and benefits remain accessible to our members. Even while our offices and personnel in typhoon-hit areas have also been affected, our branches remain open and are ready to receive loan applications and housing loan insurance claims. We are also set to deploy our Lingkod Pag-IBIG On-Wheels to initially go around these areas once roads are accessible, to further bring our services closer to our members who are most in need. And, for members who have internet access, the Virtual Pag-IBIG is ready to accept their Calamity Loan applications online. During these trying times, our members can continue to count on Lingkod Pag-IBIG,” saad ni Acosta.

---

Para sa anumang impormasyon, opinyon, isyu o maging imbitasyon, mag-e-mail sa bulgarific@gmail.com o sumulat kay Ms. Bulgarific at ipadala sa Bulgar Bldg., 538 Quezon Avenue, Quezon City.

Pag-IBIG Fund heeds PBBM’s call, mobilizes Calamity Loan for members affected by Typhoon Crising

by Info @Brand Zone | July 23, 2025

File Photo: Bagyong #CrisingPH - MDRRMO Rizal

Pag-IBIG Fund has mobilized its Calamity Loan Program to assist members

affected by Typhoon Crising, in line with the directive of President Ferdinand

Marcos, Jr. to deliver immediate support to Filipinos in disaster-hit areas.

“We are ready to assist our members affected by Typhoon Crising through the

Pag-IBIG Calamity Loan,” said Secretary Jose Ramon P. Aliling, head of the

Department of Human Settlements and Urban Development and chairperson of

the 11-member Pag-IBIG Fund Board of Trustees. “We continue to closely

monitor developments and are prepared to provide immediate aid in areas that

may be declared under a state of calamity in the coming days. This is part of our

continuing effort in heeding the call of President Marcos to deliver timely relief

and support to those in need.”

Under the Pag-IBIG Calamity Loan Program, qualified members may borrow up

to 90% of their total Pag-IBIG Savings, which consist of their monthly savings,

employer counterpart contributions, and earned dividends. The loan carries an

interest rate of 5.95% per annum, the lowest for cash loans in the market, and is

payable over a period of up to three years, with a three-month grace period

before the first payment is due. Members may file their loan applications within

90 days from the declaration of a state of calamity in their area.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta, meanwhile, stated

that Pag-IBIG branches are now in coordination with local government units in

their respective areas for the deployment of the agency’s mobile branch, the

Lingkod Pag-IBIG On-Wheels, to receive applications for loans from members,

as well as insurance claims from current Pag-IBIG Housing Loan borrowers

whose properties have been damaged due to the typhoon.

“When calamities strike, we at Pag-IBIG understand that our members in affected

areas need immediate financial assistance. For this reason, we make sure that

all our services and benefits remain accessible to our members. Even while our

offices and personnel in typhoon-hit areas have also been affected, our branches

remain open and are ready to receive loan applications and housing loan

insurance claims. We are also set to deploy our Lingkod Pag-IBIG On-Wheels to

initially go around these areas once roads are accessible, to further bring our

services closer to our members who are most in need. And, for members who

have internet access, the Virtual Pag-IBIG is ready to accept their Calamity Loan

applications online. During these trying times, our members can continue to

count on Lingkod Pag-IBIG,” said Acosta. (END)

---

Download Virtual Pag-IBIG app today via Google Play and App Store.

Pag-IBIG offers Calamity Loans and One-Month Housing Payment Relief to members affected by Typhoon Kristine

by Info @Brand Zone | Oct. 29, 2024

In response to the effects caused by Typhoon Kristine, Pag-IBIG Fund has  announced the availability of its Calamity Loan program and Housing Loan  payment moratorium to assist affected members. 

Members residing or working in areas declared under a state of calamity – including areas in Region IV-A, Ilocos Region, Cagayan Valley Region,  Region V, Region VIII, and NCR – may apply for Calamity Loans and one month Housing Loan payment Moratorium to alleviate their financial  difficulties and allocate their funds toward more immediate recovery needs. 

“Pag-IBIG Fund is here to provide support to our Filipino workers who are  facing financial difficulties caused by Typhoon Kristine through the  availability of the Calamity Loan and the grant of one-month housing loan  payment moratorium. We want to provide relief to our members in the  hardest-hit areas as they recover from the impact of the typhoon. In line with  President Ferdinand Marcos, Jr.'s call, we are dedicated to extending all  necessary support to help them recover and rebuild,” said Secretary Jose  Rizalino L. Acuzar of the Department of Human Settlements and Urban  Development and Chairperson of the 11-member Pag-IBIG Fund Board of  Trustees. 

The Pag-IBIG Calamity Loan is one of the agency’s Short-Term Loan  programs designed to provide relief and support to members residing or  working in areas declared under the State of Calamity. Qualified members  can borrow up to 80% of their total Pag-IBIG Regular Savings, which  consists of their monthly contributions, their employer’s contributions, and  accumulated dividends earned. The loan is offered at a low annual interest  rate of only 5.95%, with payment terms of 24 or 36 months, and the first  payment deferred for three months. 

For members who need financial assistance in areas not declared under a  State of Calamity, the Pag-IBIG Multi-Purpose Loan is available to help  them recover from the aftermath of the typhoon. 

Meanwhile, under the one-month Housing Loan payment moratorium,  payments on members’ Housing Loans or installments will be suspended  for the approved period at no additional cost. Eligible members may apply for the availment of the moratorium program until 31 December 2024, either  through the Virtual Pag-IBIG or at the nearest Pag-IBIG branch. 

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta emphasized the  readiness of Pag-IBIG Fund in providing aid to members affected by the  calamity. 

“We want to assure our members that we will remain proactive in helping  them recover. Our immediate priority is to give them assistance in all the  ways we can. Our Lingkod Pag-IBIG on Wheels (LPOW) are scheduled to  deploy in various areas in Quezon City, Valenzuela, Malabon, Laguna,  Batangas, and Bicol.” 

“Through our LPOW, Pag-IBIG members may submit their Calamity Loan  applications to aid in their immediate recovery, file for insurance claims if  their homes mortgaged under Pag-IBIG Fund are damaged, and file for a  Housing Loan for major home repairs. Our members can always count on  us for timely and reliable assistance, especially in times of need,” Acosta  added. 

Members may also apply for a Calamity Loan or Multi-Purpose Loan online  through the Virtual Pag-IBIG.