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by Info @Brand Zone | October 19, 2026



Pag-IBIG Housing Loan


The country’s leading property developers brought more than 50,000 ready-for-occupancy homes, including condominiums, closer to Filipino workers and their families as the biggest-ever National Housing Expo opened Oct. 19 at the SMX Convention Center in Pasay City.


Organized by the Department of Human Settlements and Urban Development (DHSUD) and Pag-IBIG Fund, the two-day Expo brought together more than 80 partner developers offering homes suited to different family needs and budgets, with special prices and buyer incentives complemented by affordable financing through Pag-IBIG Fund. Among the participating developers are SMDC, Amaia Land, Avida Land, DMCI Homes, Filinvest Land, Megaworld Corporation, PH1 World Developers, Robinsons Land and Rockwell Land, alongside other developers.


The strong private sector participation comes as President Ferdinand R. Marcos Jr.’s Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program gains greater momentum. Held during National Shelter Month, the Expo builds on these gains by bringing more housing choices and government assistance directly to families seeking a home of their own.


DHSUD Secretary and Pag-IBIG Fund Board Chairman Jose Ramon P. Aliling said the growing support of leading developers strengthens the government’s efforts to carry out the President’s directive to make quality, safe and affordable homes accessible to more Filipinos.


“Under President Marcos’ Expanded 4PH Program, we are bringing government and the private sector together to give more Filipino families a real opportunity to own a home. The participation of our leading developers means more quality homes to choose from, while affordable financing through Pag-IBIG Fund helps put these homes within our workers’ reach. Our biggest-ever National Housing Expo is a concrete manifestation of this shared commitment, bringing the gains of our housing efforts closer to the people we serve,” Aliling said.


Expanded 4PH addresses both sides of the housing equation by bringing together more quality homes from developers and affordable financing through Pag-IBIG Fund, giving Filipino families more choices at monthly payments they can manage. Under the program, qualified socialized housing buyers may avail of a 3% subsidized interest rate. For housing loan applications submitted from July 1 to Dec. 31, 2026, promotional rates of 4.5% per year apply to loans above the applicable socialized housing ceiling up to ₱4.9 million, while loans above ₱4.9 million up to ₱10 million qualify for a 5.75% annual rate. Both promotional rates are fixed for the first three years of the loan.


Over 40,000 home seekers are expected across the Expo’s two-day run, more than double last year’s attendance of 20,000, reflecting strong public response to the government’s Expanded 4PH Program.


Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said affordable financing is helping more members find homes suited to their needs, preferred locations and capacity to pay.


“From minimum-wage earners to middle-income families, we want more Filipino workers to have a real opportunity to own a home. With our developer partners, we are bringing more choices within reach, including in-city condominiums near workplaces, so our members can find homes that suit their families and monthly payments they can afford. A home closer to work can also mean less spent on transportation and more time with loved ones,” Acosta said.


“When we bring these choices together with affordable financing and personal assistance, we help our members take a concrete step toward their own home. We want them to see how homeownership can fit into their family budget, with Pag-IBIG Fund by their side,” she added.


Lower interest rates help make monthly payments more manageable, while the higher loan limit gives members more homes to choose from. These financing options help families pursue homeownership while providing for food, education, transportation and other daily needs.


Running through Oct. 20, the Expo features houses and condominium units across different prices, sizes and locations, with special offers and buyer incentives from participating developers. Pag-IBIG Fund Acquired Assets are also available at discounts of up to 30%.Home seekers can receive on-site assistance with housing loan eligibility, loanable amounts and estimated monthly payments. Solar energy solution providers and home essentials retailers are also participating, offering special packages and discounts to Pag-IBIG Fund Loyalty Cardholders.



   


 
 

ni Mylene Alfonso @Business News | October 16, 2026



PHp vs USD Exchange Rate

Photo: Umabot sa P63.03 kada dolyar ang palitan ng pera, pinakamataas sa kasaysayan.



Pinag-aaralan ng administrasyon ang mga karagdagang hakbang upang maibsan ang epekto ng patuloy na paghina ng piso sa mga Pilipino matapos umabot sa P63.03 kada dolyar ang palitan ng pera kahapon, pinakamataas sa kasaysayan.


Sa press conference sa Palasyo, binanggit ni Palace Press Officer Undersecretary Claire Castro ang nagpapatuloy na krisis sa Middle East at epekto ng El Niño bilang ilan sa mga salik na nakaaapekto sa ekonomiya ng bansa.


Ayon kay Castro, nararanasan na sa ilang lugar ang tagtuyot na nakaapekto sa mga magsasaka at mangingisda, na dagdag sa mga hamong pang-ekonomiya ng mga Pilipino.


Nagbabala rin si Castro na maaaring makasira sa imahe ng bansa at makapagpahina sa pagsisikap na makahikayat ng mga mamumuhunan ang political noise at pagkalat ng fake news.


“Parte ito ng maaaring makapagdulot ng pagtaas ng dolyar o pagbaba ng value ng peso, plus the political noise na intensyong isinasagawa para masira ang ginagawang pagsisikap na ginagawa ng administrasyon,” paliwanag ni Castro.


Nilinaw niya na nasa mandato ng Bangko Sentral ng Pilipinas (BSP) ang mga patakaran sa foreign exchange at ang pagganap ng piso.


Gayunman, tiniyak niya na patuloy na sinusubaybayan ni Pangulong Ferdinand R. Marcos Jr. at ng administrasyon ang sitwasyon upang matukoy ang mga posibleng hakbang na makatutulong sa mga mamamayan.

 
 

ni Mervin Reyes @News | October 14, 2026



5 employer 'di- nag-remit sa SSS, bayad ng P3.19M

Photo: SSS / FIle



Binigyan ng Social Security System (SSS) ng 15 araw ang limang employer sa Pasay City upang bayaran ang kabuuang P3.19 milyon na hindi na-remit na kontribusyon ng kanilang mga empleyado at kaukulang multa, kung hindi ay mahaharap sa kasong kriminal.


Ayon sa SSS, binubuo ang utang ng P1.14 milyon na hindi na-remit na kontribusyon at P2.05 milyon na penalties dahil sa paglabag sa Social Security Act of 2018.


Hindi pinangalanan ng ahensiya ang mga employer, ngunit kabilang sa kanilang mga negosyo ang management consultancy, restaurant, real estate, car wash at sugal.


Pinakamalaki ang pagkakautang ng isang restaurant na umabot sa P2.25 milyon, kabilang ang P739,000 na hindi na-remit na kontribusyon at P1.51 milyon na multa.


Natuklasan sa records ng SSS na hindi nito naihulog ang kontribusyon ng 35 empleyado.

“Every employer is required by law to deduct and remit social security contributions on behalf of their employees. Failure to do so not only violates the law but also deprives workers of their rightful benefits,” ani SSS president at chief executive officer Robert Joseph de Claro.

 
 
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