Pag-IBIG Fund, Avida and Amaia join hands to expand homeownership for Filipino workers

by Info @Brand Zone | August 13, 2026

Pag-IBIG Fund, Avida Land Corp. and Amaia Land Corp. signed a memorandum of understanding to expand quality housing choices for Filipino workers under President Ferdinand R. Marcos Jr.’s Expanded Pambansang Pabahay para sa Pilipino Program. The partnership will explore special rates on identified homes that qualified members may finance through Pag-IBIG Housing Loans of up to ₱10 million.

The agreement forms part of continuing efforts by the Department of Human Settlements and Urban Development and Pag-IBIG Fund to strengthen partnerships with private developers. Pag-IBIG Fund recently increased its maximum housing loan amount to ₱10 million per borrower and invited more leading developers to have their projects accredited and made accessible to qualified members through Pag-IBIG financing.

DHSUD Secretary Jose Ramon P. Aliling said the partnership advances the Marcos administration’s efforts to expand homeownership through stronger government support and private-sector participation.

“We continue to heed the directive of President Ferdinand R. Marcos Jr. to expand homeownership through stronger collaboration between government and the private sector. By helping developers connect their available housing inventory with Pag-IBIG Fund members and affordable financing, we give more Filipino workers quality housing choices within their means while supporting a stronger housing sector,” Aliling said.

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He added that closer cooperation with private developers also supports DHSUD’s efforts to facilitate their compliance with the balanced housing development requirement, helping generate more socialized housing projects and expand the supply of affordable homes.

Pag-IBIG Fund has introduced financing measures that serve members across different income segments. Qualified borrowers under socialized housing may avail themselves of a subsidized interest rate of 3%, while members purchasing homes above the socialized housing ceiling may benefit from promotional rates of 4.5% or 5.75%, depending on the loan amount. With its higher loan ceiling of ₱10 million, the agency is expanding affordable financing not only for socialized housing borrowers but also for middle-income Filipino workers seeking homes that suit their needs and financial capacity.

Avida and Amaia are residential brands of Ayala Land. The partnership builds on Ayala Land’s commitment to expanding access to quality homes across different segments of 

the market, while strengthening collaboration with government and other stakeholders to make homeownership more accessible to Filipino families.

Avida Land President Raquel S. Cruz said Pag-IBIG Fund’s competitive housing loan rates and higher loan ceiling provide Avida and Amaia greater opportunities to serve more Pag-IBIG members.

“Our longstanding partnership with Pag-IBIG Fund has helped make homeownership possible for many Filipino families. With its competitive housing loan rates and increased loan ceiling of up to ₱10 million, we see an even greater opportunity for Avida and Amaia to serve more middle- and upper-middle-income members and pursue further synergies that will help more Filipinos own quality homes,” Cruz said.

The parties will also explore the registration and accreditation of identified Avida and Amaia projects for Developer-Assisted housing loan processing, including qualified Amaia projects under Expanded 4PH. They will study measures to streamline documentation, loan processing and the release of proceeds, while assisting prospective buyer-borrower-beneficiaries in meeting program requirements.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said the agency continues to work with a growing number of trusted developers to provide members with more quality housing choices and make homeownership more affordable.

“At Pag-IBIG Fund, we understand that every member has different housing needs and financial capacities. In line with President Ferdinand R. Marcos Jr.’s directive to expand homeownership, we are working with a growing number of trusted developers to bring our members more quality housing choices and special offers. By combining these with our affordable rates and housing loans of up to ₱10 million, we hope to help our members find homes they can comfortably afford, with monthly payments that may be comparable to or even lower than rent. In this way, their hard-earned money goes toward a home they can truly call their own and a better future for their families,” Acosta said.

Acosta, Cruz and Amaia Land Vice President Aris C. Gonzales signed the agreement, with Aliling and Ayala Land President and CEO Meean B. Dy serving as witnesses. Also present were Pag-IBIG Fund Deputy Chief Executive Officers Alexander Hilario G. Aguilar, Robert John S. Cosico, Benjamin R. Felix Jr. and Marcial C. Pimentel, along with other senior officers. 

Pag-IBIG Fund net income up 24% to ₱41.35 billion in first half of 2026

by Info @Brand Zone | August 11, 2026

Pag-IBIG Fund posted record first-half net income of ₱41.35 billion in 2026, up 24% from the same period last year. The increase was supported by sustained earnings from its housing and short-term loan portfolios, higher investment income and disciplined cost management. 

The performance came even as Pag-IBIG Fund lowered housing loan rates and increased its maximum housing loan amount to ₱10 million. It reflects the agency’s sustained financial strength and capacity to make home financing more affordable under President Ferdinand R. Marcos Jr.’s Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program. 

Department of Human Settlements and Urban Development Secretary Jose Ramon P. Aliling, who also chairs the Pag-IBIG Fund Board of Trustees, said the agency’s strong financial position allows it to advance the government’s housing objectives while prudently managing and growing the savings of Filipino workers. 

“President Ferdinand R. Marcos Jr. has directed us to make homeownership more affordable and accessible to more Filipino families through Expanded 4PH. As the program gains momentum, with more housing projects taking shape and more families gaining opportunities to own homes, Pag-IBIG Fund plays a crucial role by providing affordable financing that sustains this progress. Our financial strength enables us to open more doors to homeownership and help Filipino workers fulfill their dream of having a home of their own, while prudently managing and growing the savings entrusted to us,” Aliling said. 

Pag-IBIG Fund also ended the first half with a stronger financial position, with total assets reaching ₱1.32 trillion as of June 30, 2026. This was more than 6%, or ₱81.95 billion, higher than the ₱1.23 trillion recorded at the end of 2025. 

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said gross income rose 19%, or ₱8.58 billion, to ₱52.98 billion from ₱44.39 billion a year earlier. Investment income, derived mainly from bonds, preferred shares and time deposits, increased 47%, or ₱2.18 billion, to ₱6.85 billion and accounted for nearly 13% of gross income. She said the stronger earnings ultimately benefit Pag-IBIG members because a substantial portion of the agency’s annual net income is returned to them as dividends credited to their savings.

“We fully recognize the trust our members place in Pag-IBIG Fund to safeguard their hard-earned savings and help their money grow. This trust is reflected in the fact that, in recent years, voluntary savings from our members have accounted for more than half of our total savings collections. That is why we continue to manage every peso with utmost prudence and seek the highest possible returns, while providing affordable home financing under Expanded 4PH. Through these efforts, we help realize President Ferdinand R. Marcos Jr.’s vision of enabling

 more Filipino families to enjoy better, more dignified lives through homeownership and greater financial security,” Acosta said. 

Earlier this month, Pag-IBIG Fund reported that the Commission on Audit issued an unmodified opinion on its 2025 financial statements, marking the 14th consecutive year it received the highest audit opinion. The opinion means the statements fairly present the agency’s financial position and operating results in accordance with applicable financial reporting standards.

Para raw sa katahimikan ng pamilya… SHARE NI GABBY LOPEZ SA ABS-CBN, IBINENTA NA KAY RAMON ANG

ni Julie Bonifacio @Winner | August 11, 2026

Photo: File / Wikimedia

Ibinenta na ni Eugenio ‘Gabby’ Lopez III at ng kanyang pamilya ang kanilang 25.68% stake sa Lopez, Inc. kay Ramon Ang.

Sa pamamagitan ng holding company na Crème Investment Corp. ay nagkaroon ng 25.68% si Ang sa Lopez, Inc., kung saan bahagi ang ABS-CBN, gamit ang kanyang kumpanyang Ilumina Investment Holdings, Inc..

Hindi inihayag ang eksaktong halaga ng bentahan. Pero kung ano ang dahilan ay malinaw na naihayag ni Gabby.

“The first is my family. This dispute has not been good for any of us, or for the people who work in our companies. This allows us to take a step towards the restoration of family peace. The second is that it allows me to channel our family’s resources into businesses aligned with our personal mission. 

“We will announce more on this in due time. Our families have known Ramon a long time. I am confident he will be a good partner to Lopez, Inc.,” sabi ni Gabby.

Sa panig ni Ramon, nilinaw niya na mananatili ang kontrol ng mga Lopez sa kumpanya at binili niya ang kanyang share sa kanyang sariling kapasidad bilang kaibigan ng lahat ng panig.

Pahayag ni Ramon, “I have known the Lopez family for decades. Not one branch of it, but all of them. I am a friend to each, and I intend to stay that way. I came in because I believe in these businesses, and because a steady partner at the table can be good for everyone around it. 

“The family branches that continue to hold the controlling majority of Lopez, Inc., will continue to lead it. My interest is that the group comes out of this stronger.”

Prior to this, may mga naiulat na magsasanib-puwersa umano sina Ramon Ang at Manny Pangilinan sa pag-take over sa ABS-CBN. 

Kaya ang ibang mga netizens ay hinahanap ang partisipasyon ni Pangilinan sa naganap na bentahan between Gabby and Ramon.

“The next question: What is Manny Pangilinan’s actual role in this deal?”

“Parang out of the picture na. Besides, MVP already owns the previously Lopez-held Meralco.”

Ano’ng nangyari?

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Bilyonarya na raw siya…

“NAKU, WOW! LORD, THANK YOU!” — DIMPLES

BEST friend ng mga famous female celebrities, ito ang isa sa mga naging imahe ni Dimples Romana sa showbiz. Kaya naman, curious ang marami to find out bakit ang most of the well-known actresses sa bansa ay super-love siya.

“Kasi ‘di po ako sumasagot sa mga tanong,” sabay tawa ni Dimples noong makausap namin sa Tara, Kapatid! Midyear Mediacon & Trade Celebration ng TV5.

“At saka, siguro, ang mabuting kaibigan para sa kanila is standing by them and being able to hold forth. Kasi, kahit naman gusto nilang i-share sa atin ang buhay nila, ibigay na natin sa kanila ‘yun. Kasi, tayo naman ay may kani-kanyang pinagdaraanan sa buhay,” lahad ni Dimples.

Reynang-reyna ang peg ni Dimples sa TV5 ngayon. Bukod kasi sa kanyang Gud Morning Kapatid (GMK), napapanood din si Dimples sa serye nina Kathryn Bernardo at James Reid titled Someone, Someday (SS).

May nagsabi nga na bilyonarya na si Dimples.

“Naku, wow! Lord, thank you. Well, I have three kids. So, I have to make sure na lahat ng ginagawa ko ay para sa mga anak ko,” reaksiyon ng aktres-TV host.

Kahit graduate at nagtatrabaho na bilang pilot ang anak na babae ni Dimples, meron pa raw siyang baby boy na palalakihin at pag-aaralin.

“Kaya nga po I’m so happy with TV5. They have given me new ways to practice my craft and to be in the news. I’m so excited that I get to do the news with TV5,” diin pa ni Dimples.