Over 2,000 Batanes LGU workers are now SSS members under the KaSSSangga Collect Program

by Info @Brand Zone | August 6, 2024

Social Security System (SSS) President and Chief Executive Officer Rolando Ledesma Macasaet (4th from right) lauds Batanes Governor Marilou H. Cayco (4th from left) as the provincial local government becomes the latest KaSSSangga Collect Program implementer during a recent ceremonial signing held at the Batanes Provincial Capitol. Joining them are (from left) SSS Tuguegarao Branch Head Guadalupe D. Castillo, SSS Vice President for Luzon North 2 Division Porfirio M. Balatico, Batanes Provincial Government Human Resources Head Ana Marie A. Rosas, SSS Executive Vice President (EVP) for Branch Operations Sector Voltaire P. Agas, SSS EVP for Corporate Services Sector Elvira Alcantara-Resare, and SSS Senior Vice President for Luzon Operations Group Antonio S. Argabioso.

BATANES — The Social Security System (SSS) said that over 2,000 job order (JO) workers of the Provincial Local Government (PLGU) of Batanes will now have social security protection under the KaSSSangga Collect Program (KCP) after Batanes becomes the newest implementer of the program.

SSS President and Chief Executive Officer Rolando Ledesma Macasaet and Batanes Governor Marilou H. Cayco inked a Memorandum of Agreement (MOA) that allows the provincial government’s JO workers to get social security coverage from SSS under the KCP.

“This only shows SSS is committed to its mandate of expanding social security protection and services to all working Filipinos up to the last mile provinces in the Philippines like Batanes,” Macasaet said.

Macasaet explained that under the KCP, PLGU’s JO workers will be registered as SSS self-employed members. At the same time, PLGU Batanes will serve as the SSS collecting partner, who shall collect the contributions of the JO workers through a salary deduction scheme and remit them to the SSS.

“The timely remittance of monthly premiums will ensure that JO workers are qualified to avail of SSS benefits and loan privileges in times of emergencies,” Macasaet said.

He explained that JO workers, as self-employed members, could avail of SSS benefits like sickness, maternity, disability, retirement, death, and funeral. “They can also avail of loan privileges such as salary and calamity loans.”

In addition to SSS benefits, he added that they are entitled to receive Employees’ Compensation (EC) benefits in case of work-connected sickness, injury, or death.

Pag-iimpok ng mga SSS member sa MySSS pension booster

@Buti na lang may SSS | August 4, 2024`

Dear SSS,

Magandang araw! Ako ay isang SS member. Nabalitaan ko kamakailan na mayroong bagong programang inilunsad ang SSS na tinatawag na MySSS Pension Booster para sa aming mga miyembro. Ano ba ang programang ito? Salamat.

— Lito

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Mabuting araw sa iyo, Lito! 

Napapanahon ang iyong katanungan sapagkat may iniaalok ang SSS na isang voluntary provident fund program bilang karagdagang paraan ng pag-iipon para sa retirement ng mga miyembro. Ito ay tinatawag na voluntary scheme ng MySSS Pension Booster o dating tinatawag na Workers’ Investment and Savings Program (WISP) Plus.

Ito ay isang programa para sa lahat ng miyembro, anuman ang kanilang monthly salary credit (MSC) o bracket na may hindi bababa sa isang kontribusyon at wala pang final claim sa ilalim ng kanilang regular SSS program.

Ang MySSS Pension Booster ay isang magandang oportunidad sa mga miyembro upang mapalago ang kanilang pera na magsisilbing karagdagang layer ng social security protection para sa kanilang retirement fund bukod pa sa kanilang regular SS program.

Layuning protektahan ang principal ng mga contribution dito. Ibig sabihin, hindi dapat bababa ang nominal value nito, bagkus ay tataas lamang ito depende sa performance ng SSS investments. Magandang paraan ito para maprotektahan ang pinaghirapang pera ng mga miyembro laban sa inflation.

Kikita ng compounded interest ang mga contribution dito dahil ang investment income na idini-distribute kada taon ay magiging bahagi na rin ng Total Accumulated Account Value (TAAV) ng miyembro na kikita rin ng kaukulang interes.

Lito, kung nais mong magkaroon ng MySSS Pension Booster, maaari kang mag-log-in sa iyong My.SSS account sa www.sss.gov.ph, at mag-enroll sa MySSS Pension na nasa ilalim ng Services tab, at basahin ang terms and conditions ng programa at i-accept ito.

Ang pinakamababang kontribusyon para sa MySSS Pension Booster ay nagkakahalaga lamang ng P500 kada payment o bayad. Mababayaran ito sa pamamagitan ng Payment Reference Number (PRN) na kailangang i-generate mo gamit ang iyong My.SSS account.

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Patuloy na tumatanggap ng aplikasyon ang SSS para sa loan penalty condonation program nito.  Inilunsad ang Consolidation of Past Due Short-Term Member Loans with Condonation of Penalty Program (Conso Loan) para tulungan ang mga miyembro na mayroong past-due loans sa SSS. Sa ilalim ng programa, hindi na sisingilin ang kaukulang penalties o multa ng kanilang past-due loans. Sa halip, ang tangi na lamang nilang babayaran ay ang orihinal o principal amount at interes nito.

Maaaring bayaran ang prinsipal at interes sa pamamagitan ng one-time full payment, o kaya’y bayaran kahit 10% nito bilang down payment at ang natitirang balanse ay babayaran nang hulugan sa loob ng hanggang 60 buwan o limang taon, depende sa halaga ng kanilang pagkakautang.

Sakop ng Conso Loan ang salary loan, calamity loan, Salary Loan Early Renewal Program (SLERP), emergency loan, at restructured loans gaya ng Loan Restructuring Program (LRP) noong mga nakaraang taon. 

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Upang makapagrehistro sa My.SSS, maaari kang magtungo sa SSS website (www.sss.gov.ph) at magparehistro sa Member portal. Kailangang punan mo ang lahat ng kinakailangang impormasyon. Tandaan na ang irerehistrong e-mail address ay kailangang aktibo at nagagamit pa dahil dito ipadadala ng SSS ang link para i-activate at magamit mo ang iyong My.SSS account. 

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Para sa tamang impormasyon at updates sa mga programa at benepisyo ng SSS, bisitahin at i-follow ang opisyal na Facebook page ng SSS sa “Philippine Social Security System - SSS” o sa X, ang dating Twitter, sa @PHLSSS. Maaari ring mag-subscribe sa YouTube channel sa “MYSSSPH”, at sumali sa SSS Viber Community, “MYSSSPH Updates”. Maaari kayong magpadala ng inyong concerns at katanungan sa usssaptayo@sss.gov.ph.

SSS to offer calamity loan to ‘Carina’-affected members

by Info @Brand Zone | July 25, 2024

The Social Security System (SSS) is set to provide calamity loan assistance to members who have been affected by Typhoon 'Carina' in the National Capital Region and in areas that may soon be declared under state of calamity.

SSS President and Chief Executive Officer Rolando Ledesma Macasaet said that members in typhoon-stricken areas can borrow a loan equivalent to their one monthly salary credit or up to a maximum of P20,000.

“SSS will always be ready to assist our members in typhoon-affected areas. We want to assure them that in times of calamities, they can rely on SSS to provide them the needed financial assistance as they recover from Typhoon Carina,” Macasaet said.

To qualify, typhoon-affected members must:

• Have at least 36 monthly contributions, six of which must be posted within the last 12 months before the month of filing of application;

• Be living or residing in the declared calamity area;

• Be below 65 years old at the time of loan application;

• Have no final benefit claim such as permanent total disability or retirement;

• Have no past due SSS Short-Term Member Loans;

• Have no outstanding restructured loan or calamity loan.

Macasaet said that interested members can apply for the calamity loan using their My.SSS account via www.sss.gov.ph.

“Once approved, the loan proceeds will be credited to the member’s registered Unified Multi-Purpose Identification (UMID)-ATM Card or their active accounts with a Philippine Electronic Fund Transfer System and Operations Network (PESONet) participating bank,” Macasaet explained.

He said members could pay the calamity loan in two years or 24 equal monthly installments with an annual interest rate of 10 percent.

“We hope that through the calamity loan assistance, we may be able to help typhoon-affected members as they recover from the adverse effects of Typhoon Carina,” Macasaet concluded.