Pag-IBIG Fund, DHSUD, DSWD Turned Over 4PH Homes to 4Ps Beneficiaries in San Mateo, Rizal

by Info @Brand Zone | October 4, 2025

Pag-IBIG Fund, the Department of Human Settlements and Urban Development (DHSUD), and the Department of Social Welfare and Development (DSWD) turned over new housing units on Monday, 29 September, to graduating qualified beneficiaries of the government’s Pantawid Pamilyang Pilipino Program (4Ps) who are also active Pag-IBIG Fund members.

The turnover ceremony, held at the Abuab Housing Project in San Mateo, Rizal, also marked the kick-off of National Shelter Month 2025, reinforcing President Ferdinand Marcos Jr.'s directive to provide safe, decent, and affordable shelter for all Filipinos. The event showcased the result of strong collaboration among national government agencies and local government units, working together to expand access to dignified housing under the Expanded Pambansang Pabahay para sa Pilipino Program (4PH).

DHSUD Secretary Jose Ramon P. Aliling highlighted the importance of inter-agency cooperation in fulfilling the administration’s housing goals.

"President Ferdinand Marcos Jr. has directed all government agencies to help one another in making homeownership more accessible to Filipinos, especially our 4Ps beneficiaries. Today’s turnover is a fulfillment of that directive. This is the first Expanded 4PH pilot project in Region IV-A. In close coordination with DSWD, we are matching the housing needs of 4Ps families in our collective effort to uplift lives," said Secretary Aliling.

Meanwhile, DSWD Secretary Rex Gatchalian emphasized the long-term impact of the initiative on social development.

"DSWD’s mandate is not only to provide relief during times of crisis but to help our fellow Filipinos break free from poverty. This is the first time we have partnered with DHSUD on a project like this, and we are grateful that our 4Ps beneficiaries now have the chance to own a home through the expanded 4PH program. Hindi na kayo uupa. May sarili na kayong tahanan," said Secretary Gatchalian.

Pag-IBIG Fund, represented by Deputy Chief Executive Officer Alexander Hilario G. Aguilar, affirmed that qualified members can avail of their own homes at Abuab Towers, which will offer a total of 4,330 condominium units. For a 24-square-meter unit, the monthly amortization is as low as ₱6,201.81 and can be further reduced to ₱4,849.38 with DHSUD’s subsidy.

More than 100 4Ps beneficiaries have already received Notices of Approval for their Pag-IBIG housing loans, with several formally receiving their units during the ceremony. Pag-IBIG Fund continues to serve members nationwide through a wide range of benefits, including savings programs, multi-purpose loans for urgent needs, and other housing modalities under the Expanded 4PH Program.

To bring services closer to the community, Pag-IBIG Fund deployed its Lingkod Pag-IBIG on Wheels (LPOW) during the event. The mobile service unit provided on-the-spot assistance for membership registration, housing loan inquiries, and other programs.

The San Mateo turnover stands as a milestone in the joint efforts of DHSUD, DSWD, Pag-IBIG Fund, and the Local Government of San Mateo to realize the government's vision of providing every Filipino family with a decent and affordable home.

More Than 25,000 Sign Up for Socialized Housing Units Under Expanded 4PH

by Info @Brand Zone | September 8, 2025

Pag-IBIG Fund’s Expanded 4PH Online Sign-Up Facility is a mobile-optimized platform that allows members to browse available socialized housing projects, view unit photos, compute estimated monthly payments and monitor their registration status in real time.

Over 25,000 Filipino workers have signed up to express interest in purchasing socialized housing units through the Pag-IBIG Housing Loan under the Expanded Pambansang Pabahay para sa Pilipino (4PH) Program, just three months after Pag-IBIG Fund rolled out its 4PH Online Registration system in June 2025, officials announced Friday, Sept. 5.

This early success reflects strong demand and high interest among Filipino workers in securing affordable homeownership through the Marcos administration’s flagship housing initiative. 

The Expanded 4PH Program, which now includes house-and-lot units in subdivision developments in addition to previously available vertical condominium projects, currently features socialized housing developments in key areas such as Caloocan City, Cavite, Bulacan, Nueva Ecija, Rizal, Pampanga, Ilocos Norte, Bacolod, Zamboanga, and Davao. With more projects underway, even more Filipino workers are expected to benefit in the coming months.

“The high number of registrants in such a short span of time clearly reflects the need of Filipino workers and their families for affordable homeownership,” said Department of Human Settlements and Urban Development Secretary Jose Ramon P. Aliling, who also chairs the Pag-IBIG Fund Board of Trustees. 

“This user-friendly, transparent, and corruption-free digital solution under the Expanded 4PH Program allows us to bring homeownership within reach. The tool also helps us match the growing demand with the available housing inventory, and eventually with the more than 251,000 socialized housing units committed by the private sector. This forms part of our many efforts to move us closer in fulfilling President Marcos’ vision of providing Filipino families with safe, decent, and secure homes under a Bagong Pilipinas,” Aliling said. 

Pag-IBIG Fund’s Expanded 4PH Online Sign-Up Facility is a mobile-optimized platform that allows members to browse available socialized housing projects, view unit photos, compute estimated monthly payments, and monitor their registration status in real time. Once a member registers through the system, Pag-IBIG Fund conducts a preliminary assessment based on membership status, income, and other eligibility criteria. The registrant’s information is then transmitted to the National Housing Authority (NHA) and the Social Housing Finance Corporation (SHFC) for further validation. After completing eligibility checks, the potential homebuyer's details are endorsed to the partner developer of the selected project to facilitate the housing loan and home purchase process.

“We developed this online registration system with our members' convenience in mind. It now allows them to easily explore housing options and indicate their interest, so we can reach out and assist them in completing their application. This further supports Secretary Aliling's push for full digitalization in the housing sector, a key component of his 8-Point Agenda,” said Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta. “At Pag-IBIG Fund, we have always embraced digital transformation as a means of making our services better and more responsive to our members’ needs. Through this facility, first-time homebuyers can now begin their journey to homeownership with just a few clicks.” 

Acosta also urged eligible members to take advantage of Pag-IBIG Fund’s ongoing Early Bird Promo, which offers a special 3% subsidized housing loan rate fixed for 10 years for the first 30,000 qualified borrowers under the Pag-IBIG Housing Loan for the Expanded 4PH. 

Under the Pag-IBIG Housing Loan for the Expanded 4PH, qualified members may avail of loans with a subsidized interest rate to finance the purchase of house-and-lot units priced up to ₱850,000, or condominium units up to ₱1.8 million. Pag-IBIG Acquired Assets that fall within the same price ceilings may also be purchased through the loan. 

Interested members may register through the Expanded 4PH Online Sign-Up Facility at https://www.pagibigfundservices.com/MagpalistaSa4PH/.

Pag-IBIG Fund urges acquired asset occupants to legitimize tenure with 10% discount

by Info @Brand Zone | August 29, 2025

The Super Sale is open to all buyers, whether Pag-IBIG Fund members or non-members, including current occupants of foreclosed units. Eligible Pag-IBIG members, particularly minimum- and low-wage earners and Overseas Filipino Worker

Pag-IBIG Fund is urging occupants of its acquired properties to legitimize their tenure by purchasing the homes they currently occupy, now made more affordable through a 10 percent discount under its ongoing Acquired Assets Super Sale. Buyers may choose among three available payment options, namely cash, short-term installment, or a Pag-IBIG Housing Loan. The offer runs from Aug. 25 and ends on Dec. 14.

The offer applies to occupied properties currently in Pag-IBIG Fund’s acquired asset inventory, and forms part of the agency’s efforts to promote homeownership under the Marcos Administration's Expanded Pambansang Pabahay para sa Pilipino, or Expanded 4PH Program.

“We are taking all available steps and launching the necessary initiatives to help Filipino workers gain homeownership, consistent with the vision of President Ferdinand R. Marcos Jr. in providing access to dignified and secure housing for all,” said Secretary Jose Ramon P. Aliling, chairperson of the Pag-IBIG Fund Board of Trustees and head of the Department of Human Settlements and Urban Development.

“We recognize that our members face different circumstances that call for tailored solutions. That is why we are addressing their varied needs through this campaign by giving current occupants of our foreclosed properties the opportunity to become legitimate homeowners.”

Under the program, eligible occupants who receive an Invitation to Purchase or Lease (ITPL) from Pag-IBIG Fund may buy the homes they currently occupy. Those who are issued an ITPL during the promotional period shall enjoy a 10 percent discount. They may choose to purchase the property through cash, short-term installment of up to 12 months, or a Pag-IBIG Housing Loan. For members opting to avail of the housing loan, those with limited income may apply with co-borrowers to help meet the required income. Meanwhile, original borrowers whose accounts were previously cancelled or foreclosed may also seek approval from the agency to qualify for another loan under the program.

“This is the best time for occupants of our acquired properties to take the step toward legal homeownership,” said Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta. “With the 10 percent discount under our Super Sale, they can purchase the homes they already live in at a more affordable price. This allows them to finally secure legal ownership of the property and enjoy the peace of mind that comes with it.”

Acosta emphasized that proceeds from these sales are plowed back into Pag-IBIG Fund’s programs, staying true to the agency’s founding principle of mutual benefit among members.

“Every peso we recover from these units helps us serve more members,” she said. “The amounts originally loaned out to acquire these homes came from the collective savings of our members. So when current occupants purchase these properties, the funds return to Pag-IBIG Fund and allow us to help even more Filipino workers who also dream of having a home of their own. This is part of how we continue to fulfill our mandate of making homeownership affordable for every Filipino worker.”

The Pag-IBIG Fund Acquired Assets Super Sale, launched in August, features more than 30,000 foreclosed properties with special discounts under various modes of purchase. For unoccupied properties, buyers may avail of up to 35 percent discount for cash purchases, up to 25 percent for installment terms, and up to 15 percent for housing loan takeouts. For properties that are occupied, discounts are up to 40 percent for cash payments, up to 30 percent for installment, and up to 20 percent for housing loan takeouts. Meanwhile, current occupants of foreclosed properties may purchase the homes they are living in through direct sale and enjoy a 10 percent discount.

Interested buyers may access the full list of properties and view the step-by-step process for submitting offers through Pag-IBIG Fund’s online platform at www.pagibigfundservices.com/OnlinePublicAuction .