DHSUD, Pag-IBIG Fund turn over Lipa house-and-lot units under Marcos’ Expanded 4PH

by Info @Brand Zone | June 4, 2026

President Ferdinand R. Marcos Jr.’s Expanded Pambansang Pabahay para sa Pilipino Program continued to deliver new homes to Filipino families as the Department of Human Settlements and Urban Development and Pag-IBIG Fund turned over house-and-lot units at Nuvista Homes Lipa to Pag-IBIG Fund housing loan borrowers who purchased homes in the residential project on Wednesday, June 3.

The turnover followed recent government visits and similar activities in Expanded 4PH projects in Pampanga, Nueva Ecija, Laguna, Bacolod and other areas, reflecting the continued rollout of the administration’s housing program across the country.

DHSUD Secretary Jose Ramon P. Aliling and Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta led the inspection and turnover activity, together with officials of P.A. Properties, the project developer. During the event, Pag-IBIG Fund housing loan borrowers formally received the keys to their new homes. Aliling, who also chairs the Pag-IBIG Fund Board of Trustees, said the turnover reflects the Marcos administration’s resolve to make homeownership more accessible to Filipino workers and their families.

“We are pleased to report that the Expanded 4PH Program continues to benefit more Filipinos by helping families gain access to safe, decent and affordable homes,” Aliling said. “Through stronger collaboration between the public and private sectors, we are able to heed the directive of President Marcos to enable more Filipinos to move from aspiration to actual homeownership.”

Aliling said the continued rollout of the Expanded 4PH Program shows that the President’s housing directive is being translated into actual homes for more Filipinos.

“We will continue to accelerate housing delivery, strengthen partnerships and expand access to homeownership in more areas across the country,” Aliling said. “The direction set by President Marcos is clear: build faster, deliver better and make decent housing more attainable for Filipino families.”

Aliling, who recently marked his first year since his appointment as DHSUD secretary, said the government remains focused on sustaining the momentum of the national housing program through stronger coordination with key shelter agencies, other government agencies, financing institutions and private developers.

Nuvista Homes Lipa is developed by P.A. Properties and offers house-and-lot units under three models, Marya, Yasmin and Solida, with prices ranging from P950,000 to P2.2 million. The residential project has a total of 1,160 ready for occupancy units with over 2,000 more units set for construction.

The project’s socialized housing component will be offered through the Solida house model, its most affordable unit option. With a selling price of about P950,000 and the benefit of the 3 percent subsidized interest rate under the Expanded 4PH Program, monthly amortization may be as low as P4,005 for qualified borrowers.

The visit also highlighted how Pag-IBIG Fund’s housing loan programs now support a wider range of homebuyers. Officials inspected Idesia, another residential project of P.A. Properties in Lipa, which offers units priced from P3.5 million to P7 million and may be financed through Pag-IBIG Fund following the recent increase in the maximum housing loan amount from P6 million to P10 million per borrower.

Acosta emphasized that Pag-IBIG Fund continues to make homeownership financially realistic for more Filipino workers across income segments.

“The Expanded 4PH Program is making more quality housing options available to Filipino families. Pag-IBIG Fund complements this by making these homes more affordable through financing terms that keep monthly payments within reach,” Acosta said. “Through our affordable housing loan programs, we help make monthly amortizations lighter and more manageable, so that more members can move closer to owning a home of their own.”

She said Pag-IBIG Fund’s housing loan programs are designed to support both low-income families seeking socialized housing and middle-income workers looking for homes in the open market.

“Every peso saved from monthly housing payments matters to our members. It can help pay for food, education, utilities, health care and other daily needs of the family,” Acosta added. “By offering affordable rates, long repayment terms and monthly payments designed to be easier on the family budget, Pag-IBIG Fund gives more Filipino workers a real and practical path to owning a safe and decent home.”

She noted that Pag-IBIG Fund continues to provide the 3 percent subsidized rate for eligible socialized housing borrowers under the administration’s Expanded 4PH Program, even as it recently raised its maximum housing loan amount to P10 million to serve more Filipino workers seeking homes in the open market.

Pag-IBIG Fund raises housing loan limit to₱10M to serve more Filipino workers

by Info @Brand Zone | May 27, 2026

To further widen the reach of President Ferdinand R. Marcos Jr.’s flagship Expanded

Pambansang Pabahay para sa Pilipino, or Expanded 4PH Program, and help address the oversupply of available housing inventory, Pag-IBIG Fund has raised its maximum housing loan amount per borrower to ₱10 million, providing middle-income and higher-earning Filipino workers access to affordable long-term home financing, particularly in Metro Manila and other highly urbanized areas, top officials announced on May 26.

The higher loan ceiling complements the program’s ongoing subsidized 3% housing

loan rate for qualified buyers of socialized housing, enabling Pag-IBIG Fund to serve

more members seeking homes beyond the socialized housing segment through

affordable long-term financing.

DHSUD Secretary Jose Ramon P. Aliling, who also chairs the Pag-IBIG Fund Board of

Trustees, said the increase is part of the government’s broader effort to make homeownership more accessible to Filipino workers across income segments.

“With the higher ₱10-million loan ceiling, Pag-IBIG Fund can now serve more members, especially Filipino workers who seek homes in higher price segments but still require long-term and affordable financing to own homes near their workplaces, schools and sources of livelihood. This move allows Pag-IBIG Fund to widen access to home financing across more income segments, in line with the directive of President Ferdinand R. Marcos Jr. to make decent and

affordable housing more inclusive and accessible to more Filipino families,” Aliling said.

Aliling said the move also supports efforts to improve the take-up of available housing

units, particularly in Metro Manila and other urban centers where there is an

oversupply of ready-for-occupancy condominium units. He said the higher loan

ceiling, combined with Pag-IBIG Fund’s long-term home financing, can make the

purchase of these units more affordable for qualified members.

“This is also our call to developers: let us make the numbers meet. Pag-IBIG Fund is expanding the financing available to qualified borrowers. We urge our developer-partners to recalibrate their prices, offer reasonable packages and help bring their available units within the reach of Pag-IBIG Fund members. When housing prices, borrower capacity and affordable financing meet, more Filipino workers can finally own homes of their own,” Aliling said.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said the increase in loan

ceiling reflects Pag-IBIG Fund’s mandate to serve Filipino workers from all income

segments.

“At Pag-IBIG Fund, our mandate is to serve all Filipino workers. This means serving first-time homebuyers and members who need subsidized support, as well as middle-income and higher-earning members who also need affordable long-term financing to buy homes for their families. Because of our strong financial position, we are able to offer a higher loanable amount while keeping our housing loan rates not only affordable, but among the lowest in the market. With the higher loan ceiling, qualified borrowers now have even better access to home financing payable for up to 30 years, with interest rates that may go as low as 5.75% a year depending on their chosen fixing period. More importantly, this allows us to widen the reach of the Expanded 4PH Program so that more members, across more income segments, can gain access to decent and affordable homes, while eligible socialized housing borrowers continue to benefit from the 3% subsidized rate,” Acosta said.

Acosta said the broader Pag-IBIG Housing Loan Program is intended to make

homeownership a practical alternative to renting for more Filipino workers, especially

when available housing units are offered at prices that match members’ income and

borrowing capacity.

“For many families, rent is already one of their biggest monthly expenses. Through Pag-IBIG Fund’s affordable housing loan terms, monthly amortizations for reasonably priced homes can be lower than rent in many urban areas. This is the value we want to give our members: instead of paying rent month after month, they can use their hard-earned income to pay for a home they can eventually call their own,” Acosta added.

Pag-IBIG Fund emphasized that the higher maximum loan amount remains subject to

credit evaluation, capacity-to-pay requirements, collateral appraisal and other housing

loan guidelines to ensure that borrowing remains responsible and sustainable for

members.

Officials said the higher loan ceiling strengthens Pag-IBIG Fund’s role in bridging

available housing supply to actual homebuyer capacity, while encouraging developers

to offer homes at prices that better match the income and financing ability of Filipino

workers.

DHSUD, Pag-IBIG Visit Laguna Project, Hand Keys to New Condo Owners under PBBM’s Expanded 4PH

by Info @Brand Zone | May 26, 2026

Officials from the Department of Human Settlements and Urban Development and Pag-IBIG Fund conducted a site inspection and ceremonial turnover of housing units under President Ferdinand R. Marcos Jr.’s Expanded Pambansang Pabahay para sa Pilipino Program in Cabuyao, Laguna, on Thursday, May 21. The activity highlighted the government’s continuing efforts to help more Filipino families gain access to decent and affordable housing.

DHSUD Secretary Jose Ramon P. Aliling and Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta, together with other government officials and private sector representatives, inspected Pasinaya Heights, one of the pioneering condominium developments in South Luzon under the Expanded 4PH Program.

During the event, Aliling, who also chairs the Pag-IBIG Fund Board of Trustees, said the ceremonial turnover reflects the Marcos administration’s commitment to make homeownership more accessible to more Filipinos.

To date, nearly 300 Pag-IBIG Fund members have already purchased units in Pasinaya Heights through Pag-IBIG Fund’s affordable home financing program.

“President Marcos has been clear in his directive: decent and affordable housing must be brought closer to Filipino families, especially workers who need government support the most. Pasinaya Heights shows what can be achieved when government, Pag-IBIG Fund, and responsible private developers work together. Through the Expanded 4PH Program, we are turning the President’s housing directive into actual homes that Filipino workers can afford,” Aliling said.

The 2.5-hectare socialized condominium development consists of four seven-story residential towers with more than 2,700 housing units. It also features amenities such as a swimming pool, covered basketball court, playground, day care center, health care center, and open spaces for residents.

Acosta said Pasinaya Heights shows how the Expanded 4PH Program and the Pag-IBIG Housing Loan work together to help Filipino workers own homes through affordable monthly payments.

With the program’s subsidized 3% interest rate during the first five years, an eligible borrower buying a Pasinaya Heights unit valued at ₱1.404 million may pay about ₱5,919 per month. This is lower than the ₱8,644 monthly amortization under Pag-IBIG Fund’s regular housing loan rate, and is also below many condominium rental rates in nearby Laguna areas.

“Every peso saved from monthly housing payments matters to our members. It can help pay for food, education, health care, utilities and other daily needs of the family. Through the Expanded 4PH Program and Pag-IBIG Fund’s subsidized Housing Loan rate for socialized homes, Filipino workers now have a real and practical path to owning a safe and decent home. In doing so, we help ease the monthly burden of Filipino families, bring homeownership within their reach, and allow them to build a better future under a Bagong Pilipinas,” Acosta said.

Acosta likewise recognized Joy~Nostalg Hearth Corporation for its continued partnership with Pag-IBIG Fund in advancing socialized housing projects nationwide. She noted that the developer has consistently been recognized among Pag-IBIG Fund’s top-performing partners, reflecting its significant contribution to expanding access to affordable housing for Filipino workers.