Pag-IBIG Fund wins GCG Best Sustainability Initiatives Award

by Info @Brand Zone | December 6, 2025

Pag-IBIG Fund received the Best Sustainability Initiatives Award at the 2025 Governance Commission for GOCCs (GCG) Awards Ceremony held Monday, Dec. 1, in Parañaque City.

The award recognizes the agency’s efforts to integrate sustainability values and responsible practices across its programs, services, and internal operations.

Department of Human Settlements and Urban Development (DHSUD) Secretary and Pag-IBIG Fund Board Chairperson Jose Ramon P. Aliling said the recognition highlights Pag-IBIG Fund’s dedication to responsible governance and meaningful public service.

“We are truly grateful for this honor from the GCG. Receiving this award affirms our commitment to embedding sustainability in every aspect of our work,” Aliling said. “It reflects the progress we have made from the way we manage our resources, to how we serve our members, and to how we support the country’s development goals under the leadership of President Ferdinand R. Marcos Jr. We are proud to contribute to a governance environment that upholds accountability, operational efficiency, and sustainable nation building.”

Pag-IBIG Fund has strengthened its sustainability measures in recent years, particularly by expanding access to affordable and resilient housing through responsible lending and the Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program. The agency has also accelerated digital transformation initiatives to reduce paper use, lessen branch foot traffic, and improve service efficiency.

Supporting greener housing options, Pag-IBIG Fund also allows members to avail of housing loans for the purchase or installation of solar panels, either as part of home improvement or as a built-in feature of newly acquired units. This enables members to invest in clean and cost-efficient energy solutions. The agency also provides additional appraisal consideration for housing projects of its accredited developers that incorporate green or energy-saving features.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said the award reinforces the agency’s mission to deliver programs that are sustainable, impactful, and responsive to the needs of Filipino workers.

“We will continue to champion sustainability as we help Filipino workers build a better future through meaningful savings and affordable home financing,” Acosta said. “We are deeply grateful to the GCG for this honor because it strengthens our resolve to serve with greater purpose. This recognition further inspires us to remain steadfast in fulfilling our mandates with service excellence, integrity, and sustainability. As Lingkod Pag-IBIG, helping our members achieve better and more dignified lives is not just our duty - it is our way of life,” Acosta said.

The award comes at a meaningful time as Pag-IBIG Fund marks its 45th anniversary on Dec. 14, celebrated under the theme “Isang Pag-IBIG: Susi sa Bagong Bukas.” Founded in 1980, the agency continues its enduring mission to help members secure their future through affordable home financing, accessible savings programs, and services that support their journey toward better lives. (END)

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Pag-IBIG Fund assists 3.2 million members through cash loans in Jan–Oct, up 28%

by Info @Brand Zone | December 1, 2025

Pag-IBIG Fund helped 3.2 million Filipino workers meet their immediate financial needs through its short-term loan (STL) programs from January to October 2025, marking a 28% increase in borrowers compared to the same period last year, officials announced on Monday, Dec 1.

Officials said more members are turning to Pag-IBIG Fund for fast and affordable financial assistance during urgent moments in their lives, especially now that loan applications can be filed easily through Virtual Pag-IBIG, giving members convenient access anytime and anywhere.

Department of Human Settlements and Urban Development (DHSUD) Secretary and Pag-IBIG Fund Board Chairperson Jose Ramon P. Aliling said the growing number of assisted members reflects the agency’s commitment to delivering responsive and dependable public service in line with the directives of President Ferdinand R. Marcos Jr.

“Pag-IBIG Fund’s strong performance in extending Short-Term Loans reflects its proven dependability in providing Filipino workers with immediate financial assistance when they need it most,” Aliling said. “These gains reflect our resolve to fulfill President Marcos’ vision of a government that delivers timely and dependable support. Pag-IBIG remains committed to providing financial assistance that is affordable, accessible, and firmly grounded in our mandate to serve the Filipino worker with excellence.”

Of the 3.2 million members assisted, 2.74 million availed of the Multi-Purpose Loan (MPL) to cover school expenses, medical bills, livelihood capital, home repairs, and other essential needs. Another 535,546 members benefited from the Calamity Loan, enabling families to rebuild after typhoons, floods, and other disasters.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta expressed gratitude for the sustained trust of Filipino workers. She noted that earlier this year, the agency increased the loanable amount under its STL Programs, allowing members to borrow up to 90% of their Pag-IBIG Regular Savings, which consist of their monthly contributions, their employer counterpart share, and the annual dividends earned.

“We recognize that our short-term loans continue to support millions of our members during life’s most urgent moments,” Acosta said. “Every day, we see parents covering school expenses, workers paying medical bills, and members sustaining their livelihoods because Pag-IBIG is here for them. That is why we work hard to ensure that our loans are easy to apply for, are processed quickly, and are conveniently released through the Pag-IBIG Loyalty Card Plus. Members can even apply through Virtual Pag-IBIG, making the process more accessible and hassle-free.”

Acosta added that the earnings from STL programs directly benefit members, because a major portion of the interest income is returned to them as annual dividends on their Pag-IBIG Regular Savings and MP2 Savings accounts.

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Pag-IBIG Fund offers payment moratorium, Housing Loan Insurance following recent calamities

by Info @Brand Zone | November 19, 2025

Pag-IBIG Fund is offering a one-month payment moratorium and reminding borrowers of their Housing Loan insurance coverage to help members recover from the devastation caused by recent typhoons and earthquakes, officials announced Tuesday, Nov. 18.

Department of Human Settlements and Urban Development Secretary and Pag-IBIG Fund Board Chairman Jose Ramon P. Aliling said the measures reflect Pag-IBIG Fund’s continuing commitment to provide responsive support to Filipino workers affected by disasters, in line with President Ferdinand R. Marcos Jr.’s directive to accelerate recovery efforts in calamity-hit areas.

“Guided by President Marcos’s directive for a whole-of-government response to help those affected by calamities, we are offering Housing Loan borrowers a payment moratorium and insurance coverage for damaged homes under our Housing Loan program, as well as providing all our members with affordable loan options to help them recover and rebuild,” Aliling said.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said that the

agency’s home loans include built-in insurance that provides protection and

helps cover repair costs. She added that they are offering a one-month

payment moratorium for Housing Loan borrowers in areas declared under a

state of calamity due to typhoons Nando, Opong, Ramil, Tino and Uwan, as

well as recent earthquakes in Cebu and Davao.

“We understand that our members need immediate help when disasters

strike, and we at Pag-IBIG Fund are always ready to respond,” Acosta said.

“Housing Loan borrowers whose homes were damaged can take comfort in

knowing that their homes are insured, and we are reaching out to help them

avail of their benefits as soon as possible. We are likewise offering a one-

month payment moratorium so they may prioritize the safety and recovery of

their families. They may conveniently apply online through Virtual Pag-IBIG.”

In addition to the insurance and moratorium, Pag-IBIG Fund is also offering

Calamity Loans and Home Improvement Loans at affordable rates.

Under the Pag-IBIG Calamity Loan Program, eligible members residing in

areas declared under a state of calamity may borrow up to 90 percent of their

total Pag-IBIG Regular Savings at a low interest rate of 5.95 percent per

annum, the lowest among comparable programs. The loan is payable for up

to three years, with an automatic three-month grace period before the first

payment.

Through the Pag-IBIG Home Improvement Loan, qualified members can

borrow up to ₱300,000 for repairs or home upgrades. The loan is payable

within five years and is currently offered at a promotional rate of 3 percent per

annum for the first 10,000 borrowers.

“We know that rebuilding after a disaster takes time and resources,” Acosta

said. “That is why we are providing multiple ways to help through our payment

moratorium for financial relief, our Calamity Loan for immediate needs, the

Housing Loan insurance for protection, and our Home Improvement Loan to

help members restore their homes to safety and comfort. Pag-IBIG Fund is

here to make recovery easier, faster and more affordable for our members.”

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